One of the best endorsements of harm reduction and the health benefit of switching to snuff, now comes from the Life Insurance Industry. Life Insurance companies now conclude that smokeless tobacco users live much longer than smokers and are offering them similar premiums to those of non-smokers.
Life insurers only deal in facts and profits. If the fact is that they are not risking profits then it must also be a fact that snuff users live as long as their non-smoking customers.
These are the best life insurance companies for snuff users.
• John Hancock